RANGE OF SERVICES

​​​​​​​​This website is owned and maintained by the Bacaltos Insurance Agency which is solely responsible for its content.  This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content.  The e-mail/phones that appear throughout this site belong to the Bacaltos Insurance Agency and cannot be used to contact Covered California.

Bacaltos Insurance Agency

LINKS TO CARRIERS/COVEREDCA

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My agency's activity is currently concentrated on health insurance.  As a Certified Agent with Covered California I have helped individuals and families obtain subsidized plans from the three major California health insurers - Anthem Blue Cross, Blue Shield of California and Kaiser Permanente. I have also assisted many households obtain direct unsubsidized medical and dental plans from these same carriers.  In addition, we offer the following services for select cients.

Life and Annuities

We will help you determine your needs for family and asset protection and search for the most affordable life plan for you.  We will also help you plan your retirement by considering IRA annuities.

Health/Medical

In addition to individual and family health plans, we assist small business owners procure their health plans from either the SHOP exchange or from the private marketplace.  

I no longer write personal (Auto/Home) and commercial (Business/Workers Compensation) lines because of the                unfavorable insurance market conditions in California.