My agency's activity is currently concentrated on health insurance. As a Certified Agent with Covered California I have helped individuals and families obtain subsidized plans from the three major California health insurers - Anthem Blue Cross, Blue Shield of California and Kaiser Permanente. I have also assisted many households obtain direct unsubsidized medical and dental plans from these same carriers. In addition, we offer the following services for select clientele.

Autos

We will shop for competitive quotes from top carriers so you can choose the best and most affordable plan. We will make sure that your coverage limits are adequate for your needs. Carriers include Allied/Nationwide, Safeco, Metlife, Kemper and Infinity.

Homes

We will obtain competitive quotes from top carriers and help you determine if the replacement cost and liability limits are reasonable. These will include your rental properties (landlord) or if you just need renters insurance.

Life and Annuities

We will help you determine your needs for family and asset protection and search for the most affordable life plan for you. We will also help you plan your retirement by considering IRA annuities.

Health/Medical

In addition to individual and family health plans, we assist small business owners procure their health plans from either the SHOP exchange or from the private marketplace.

Business and Workers Compensation

We will obtain competitive quotes and ensure that the offered plans suit your business needs as well as comply with state laws, including workers compensation, commercial property/liability, lessor risks and commercial auto.

RANGE OF SERVICES

Bacaltos Insurance Agency

LINKS TO CARRIERS/COVEREDCA

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This website is owned and maintained by the Bacaltos Insurance Agency which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The e-mail/phones that appear throughout this site belong to the Bacaltos Insurance Agency and cannot be used to contact Covered California.